NextUp BillPay keeps your income, bills, debt snowball, savings, and business side by side — with real-time margins, a dedicated Bill Pay Account, and Trends, a colorful animated breakdown of exactly where your money goes. Bank-linked transactions with AI categorization are on the way, so soon you won't have to log spending by hand at all.
Income, bills, debt, savings, and business stay in their own sections — Trends pulls it all together into one picture.
An animated, colorful wheel of exactly where your money goes each month, plus what changed since last month and simple tips to do even better.
Securely connect checking, savings, and credit card accounts. Every new transaction syncs in automatically — nothing to type in by hand.
Every synced transaction gets a suggested category the moment it arrives. Glance each morning, verify with one click, or pick a different category when it's wrong.
Edit any expense or income and watch weekly and monthly margins recalculate instantly — no save button, no refresh.
We calculate a recommended weekly, biweekly, or monthly transfer to cover every bill — override it anytime, it's always visible on your dashboard.
Every fixed cost in one list, with due dates, autopay status, and totals that stay accurate as prices change.
Debts sorted smallest to largest, interest rate and payoff date calculated live, with a clean collapsible card for every balance.
Self-employed income and expenses run on their own math, with a real profit & loss statement by week, month, year, or custom range — and still roll into your combined totals.
Track savings, investing, and retirement contributions separately from spending — mark each one as an expense or a transfer, your choice.
Log your credit score over time and watch a monthly trend of your total debt and margin — see your progress, not just a snapshot.
Toggle month to month and watch every bill, debt payment, and payday land exactly where it's due.
Bring your bills, debts, and income — we'll build the dashboard around them.
Sign up and start your free 7-day trial — then $9/mo, cancel anytime.
Enter income, bills, debts, and business items. Pick weekly, biweekly, or monthly for each.
Every edit updates your totals, your calendar, and your Trends view in real time.
No tiers to compare — every feature is included from day one, including what's still rolling out.
Everything you need to know before you start your trial.